BDO Visa Classic and Promo

BDO Visa Classic Credit Cards

Interest Rate
3.25% per month
Annual fee
P1,500 First year waived
Promo & Features
  • Reward
  • Shopping
Apply
Online
Inquiry
Tel
840-7000
Mail
callcenter@bdo.com.ph
Online
Visit inquiry page
  • Earn points as you spend, the more points you earn the greater rewards you can get.
  • Affordable and hassle free payment options for your financial flexibility.
  • Minimum monthly income : P15,000
  • Annual Fee for Supplementary holder : P750 First year waived
  • Late payment charge : 5% of the overdue amount or P300 whichever is higher (Peso ...
  • more info
User Rating 4.0 (1 Reviews)
ELIJAH much better talaga na may mapagkukuwanan ka ng pera. itong klasi ng card which BDO Visa meron nakasi akong ganito. Debit ...read more
Forum 1Threads (2 Replies)
gerard Kapag ba card ng BDO yung ginamit ko efficient ba yung transactions nito? Tapos How to avail of installment offers from partner ...read more

Information

Reviews

Forum

Earn points as you spend, the more points you earn the greater rewards you can get.

Reward yourself with exciting reward items just by purchasing your wants or daily needs, get to earn 1 point for every P50 spent, use your points to waive your Monthly or Annual Membership Fees or exchange points from exciting rewards selections in the BDO Credit Card Points Redemption catalogue.

Affordable and hassle free payment options for your financial flexibility.

Get a chance to choose from, easy to pay longer payment terms or 0% interest Installment payment plans for your purchases, manage your payments in your convenience while enjoying the privileges you deserve.

Basic Information

Card name

BDO Visa Classic

Bank

BDO

Brand

VISA

Type

Standard

Fees and charges

Interest rate (per month)

3.25%  per month
2.50% per month (Dollars)

Annual fee

P1,500  First year waived

Annual Fee for Supplementary holder

P750
First year waived

Minimum Payment

3% of total amount due or P200/USD5, whichever is higher

Credit Limit

Late payment charge

5% of the overdue amount or P300 whichever is higher (Peso Billing) 4.5% of the overdue amount or USD6 whichever is higher (Dollar Billing)

Cash advance limit

Cash advance handling fee

5% of amount withdrawn or P300/USD6, whichever is higher

Cash advance interest charge

Overseas spending fee

Assessment fee of 1% plus service fee of 1% of the converted amount

Payment Channels and Fees

BDO Branch Counters
BDO eBanking
BDO Phone Banking.
BDO Call Center
SM Bills Payment Counters

Installment Plan

Easy Pay Installment, 0% interest in partner stores and chose from a variety of payment terms
Easy Pay Convert, No installment plan available at your favorite store? with Easy Pay Convert you can request for installment payment scheme for your favorite store

Sales Slip Retrieval Fee

P250 for Local purchases P450 for International purchases

Replacement/Lost card fee

P250

Returned Check Fee

P500 (Peso Billing) USD25 (Dollar Billing)

Eligibility

Minimum monthly income

P15,000

Minimum age for Principal holder

Must be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

P50 spent = 1 point
  • Earn 1 rewards point for every P50 spent and redeem points from exciting rewards or use them to wave your annual membership fees.

Mileage

Shopping

P50 spent = 1 point
  • Earn 1 rewards point for every P 50 spent and redeem points from exciting rewards selections in the BDO Credit Card Points Redemption catalogue
  • Enjoy exclusive privileges, freebies and discounts as a BDO Credit Cardholder at partner merchants

Purchase Protection

Virtual Card - the Virtual Card is a credit card designed exclusively for use in the Internet; it has a different card number from your regular BDO credit card to protect your regular card number and credit line.

Others

Charge your bills at your convenience with Charge on Demand and Auto Charge

Reviews of BDO Visa Classic

User Review : 1Reviews

Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

ELIJAH

Solidly built

much better talaga na may mapagkukuwanan ka ng pera. itong klasi ng card which BDO Visa meron nakasi akong ganito. ...Read more

  • Rating : 4.0
  • Date : Sep 19, 2018
  • Review by ELIJAH

Forum of BDO Visa Classic

gerard

have installation

Kapag ba card ng BDO yung ginamit ko efficient ba yung transactions nito? Tapos How to avail of installment offers from partner merchants nationwide? Marami ba akong selection of special online promos and offers? Makakapag-enjoy savings ba ako from a ... Read more

  • Last updated : Oct 3, 2018
  • Posted by gerard
  • Replies of This topic : 2 Replies

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Information

Reviews

Forum

Overall Rating

Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

Please feel free to post your review on this product.

Write a Review

ELIJAH

  • Review by ELIJAH
  • Sep 19, 2018
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

Solidly built

much better talaga na may mapagkukuwanan ka ng pera. itong klasi ng card which BDO Visa meron nakasi akong ganito. Debit card na MasterCard tsaka credit card na BDO visa. Yang card nayan talagang napakaimportante sa akin kasi debit card yung binabayad ko which my savings plus my interest ka pa. Sa credit naman just incase na wala na akong pero ito nalang talaga yung binabayad ko. maganda yung BDO card nagagamitin efficient and easy transactions lang.

Good Review

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Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

have installation

gerard

  • gerard
  • Sep 21, 2018

Kapag ba card ng BDO yung ginamit ko efficient ba yung transactions nito? Tapos How to avail of installment offers from partner merchants nationwide? Marami ba akong selection of special online promos and offers? Makakapag-enjoy savings ba ako from a wide array of partner stores, restaurants and more? kasi ngayon daw sa pagkaka-alam ko humina na yung BDO company ngaun ee, dahil daw sa mga low performance nila particular na sa mga cards marami silang negative comments nonfunctional yata daw yun parang may corruption yung narinig ko, I don't think kung totoo to ha.

Lou Lou Lumarang

  • Lou Lou Lumarang
  • Oct 3, 2018

installments depende sa store na ppnta mo kung may zero percent interest sila na offered. Usually sa mall maraming promos kapag credit card ang gagamitin mo. May mga credit card ksi na para sa pang shopping talaga ksi nakaka earn din ito ng points so doble na points mo sa reward card tapos sa credit card din.

Good Answer

jayson t. dela fuentes

  • jayson t. dela fuentes
  • Oct 3, 2018

lahat namang ng banko same lang, bigla may charge ka makikita sa statement tapos need mo pa idispute kapag hndi mo napansin edi bonus sa banko yun. Well its not necessary naman to have a credit card, basta may cash ka okay na yun.

Good Answer

Reply

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