BDO UnionPay Gold and Promo

BDO UnionPay Gold Credit Cards

Interest Rate
3.00% per month
Annual fee
P2,400 First 3 years waived Free for life for an annual spent of P180,000
Promo & Features
  • Mileage
  • Reward
  • Shopping
Apply
Online
Inquiry
Tel
840-7000
Mail
callcenter@bdo.com.ph
Online
Visit inquiry page
  • Take advantage of the exclusive benefits of Dual currency billing.
  • Free Travel and Accident Insurance for your worry free travel whenever, wherever you go all around the globe.
  • Earn points as you spend, the more points you earn the greater rewards you can get.
  • Annual Fee for Supplementary holder : P1,200 First supplementary is free for life ...
  • Late payment charge : 5% of the overdue amount or P300, whichever is higher (Peso ...
  • more info

Information

Reviews

Forum

Take advantage of the exclusive benefits of Dual currency billing.

Have Confidence while spending at your own terms, Take advantage of a high credit limit both in Php and Usd, where your Peso Credit Limit is the same as your Dollar Credit Limit and a cash advance of 30% of your assigned credit limit.

Free Travel and Accident Insurance for your worry free travel whenever, wherever you go all around the globe.

Just by purchasing your travel ticket with your Credit Card, Get to travel with a peace of mind knowing that you are insured up to P 5million in Travel and Accident Insurance.

Earn points as you spend, the more points you earn the greater rewards you can get.

Reward yourself with exciting reward items just by purchasing your wants or daily needs you get to earn 1 point for every P50 spent, use your points to waive your Monthly or Annual Membership Fees or exchange points from exciting rewards selections in the BDO Credit Card Points Redemption catalogueue.

Basic Information

Card name

BDO UnionPay Gold

Bank

BDO

Brand

Union Pay

Type

Premier

Fees and charges

Interest rate (per month)

3.00%  per month
2.50% per month (Dollars)

Annual fee

P2,400  First 3 years waived Free for life for an annual spent of P180,000

Annual Fee for Supplementary holder

P1,200
First supplementary is free for life
Succeeding 4 supplementary holders get 3 years free memebership

Minimum Payment

3% of total amount due or P200 or USD 5, whichever is higher

Credit Limit

Late payment charge

5% of the overdue amount or P300, whichever is higher (Peso Billing) 4.5% of the overdue amount or USD 6, whichever is higher (Dollar Billing)

Cash advance limit

Cash advance handling fee

5% of amount withdrawn or P300/USD 6, whichever is higher

Cash advance interest charge

Overseas spending fee

Assessment fee of 1% plus service fee of 1% of the converted amount

Payment Channels and Fees

BDO Branch Counters
BDO eBanking
BDO Phone Banking.
BDO Call Center
SM Bills Payment Counters

Installment Plan

Easy Pay Installment, 0% interest in partner stores and chose from a variety of payment terms
Easy Pay Convert, No installment plan available at your favorite store? with Easy Pay Convert you can request for installment payment scheme for your favorite store

Sales Slip Retrieval Fee

P250 for Local purchases P450 for International purchases

Replacement/Lost card fee

P400

Returned Check Fee

P500 (Peso Billing) USD25 (Dollar Billing)

Eligibility

Minimum monthly income

Minimum age for Principal holder

Minimum age for Supplementary holder

Promo & Features

Cashback

Reward

P50 spent = 1 point
  • Earn 1 rewards point for every P50 spent and redeem points from exciting rewards selections in the BDO Credit Card Points Redemption catalogueue.

Mileage

P200 spent = 1 mile
  • 4 Rewards Point is equivalent to 1 Mabuhay Miles point. The minimum points for transfer is 1,000 Rewards Points

Shopping

P50 spent = 1 point
  • Earn 1 rewards point for every P 50 spent and redeem points from exciting rewards selections in the BDO Credit Card Points Redemption catalogueue
  • Enjoy exclusive privileges, freebies and discounts as a BDO Credit Cardholder at partner merchants

Transport Accident Insurance/ Travel Insurance

Get up to P 5million on Travel accidents insurance Travel Inconvenience Coverage of up to P1,250 for every 8-hour flight or baggage delay Up to P30,000 for lost or damaged baggage and personal effects

Others

Charge your bills at your convineince with Charge on Demand and Auto Charge
Have separate bills/ dual currency for peso and dollars

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